As an independent insurance professional, I specialize in helping individuals and families — especially educators — plan for retirement with clarity and confidence. I offer personalized strategies using life insurance and fixed annuities to create tax-advantaged income, protect loved ones, and build a lasting legacy. My approach is grounded in education, not pressure, because I believe people make the best financial decisions when they truly understand their options. I got into this work after losing my father unexpectedly and seeing firsthand how difficult it is to manage financial responsibilities while grieving — especially when there’s no life insurance in place. As a father myself, I’m driven to help others prepare early so their families never have to face the same uncertainty. My mission is simple: to protect your future and empower your peace of mind.