Privacy Policy

Effective date: August 21, 2025
Who we are: Jeff Martin Financial ("we," "us," or "our") operates the website located at https://jeff-martin-financial.b12sites.com (the "Site") and related landing pages and forms. We provide educational content and services related to retirement planning, annuities, and life insurance.

Important: Please do not submit sensitive information (e.g., Social Security numbers, full medical details, bank or card numbers) through our web forms or social media lead forms.

Scope

This Privacy Policy describes how we collect, use, disclose, and protect personal information when you visit our Site, interact with our ads and lead forms (e.g., on Facebook/Instagram/LinkedIn), schedule with us, or communicate with us by phone, email, or text. This Policy applies to U.S. visitors and includes additional disclosures for California residents.

Information We Collect

We may collect the following categories of information:

• Identifiers (e.g., name, email address, phone number, city/state).
  
• Commercial information (e.g., services or topics you’re interested in; notes related to appointments; records of communications).
  
• Professional information (e.g., job title, employer, business type where relevant).
  
• Financial/retirement context (e.g., whether you have a 401(k)/403(b)/IRA or a pension; high-level asset bands that you choose in our forms).
  
• Internet or device information (e.g., IP address, browser type, pages visited, referring/exit pages, and cookies or similar technologies).
  
• Inferences we may draw from the above to better understand your preferences and potential needs.
  

We do not request or require sensitive personal information in our lead forms. If you choose to share sensitive information, we will handle it in accordance with this Policy and applicable law, but we ask that you avoid submitting unnecessary sensitive details online.

Sources of Information

• Directly from you, when you complete a form, book a call, or communicate with us.
  
• Automatically, via cookies, pixels, and analytics when you use the Site.
  
• From service providers and partners, such as scheduling tools, email providers, website hosts, analytics, and advertising platforms.
  

How We Use Information

We use personal information to:

• Respond to your inquiries and provide requested information.
  
• Schedule and conduct consultations.
  
• Send educational materials, updates, and marketing communications (you may opt out at any time).
  
• Improve our Site, services, and advertising effectiveness.
  
• Maintain security, detect fraud, and comply with legal obligations.
  

Our marketing emails include an unsubscribe option. For SMS, you can reply STOP to opt out.

Disclosures of Information

We may disclose personal information to:

• Service providers that host our Site, manage email or text messaging, schedule appointments, process analytics, or help deliver our services (e.g., website builder/host, email marketing platforms, scheduling tools, analytics and advertising partners).
  
• Professional advisors (e.g., legal or compliance).
  
• Authorities if required by law or to protect our rights, users, or the public.
  
• Successors in a business transaction (e.g., merger or acquisition), subject to this Policy or a similar protection.
  

We do not sell personal information for money. We may use or disclose information with advertising and analytics partners that could be considered a “share” under California law for cross-context behavioral advertising (e.g., via cookies or pixels). You may opt out of such sharing as described below.

Cookies, Analytics, and Ads

We and our partners may use cookies, pixels, and similar technologies to operate the Site, measure performance, remember preferences, and personalize/measure ads. You can control cookies through your browser settings. If available on our Site, you may also use the Cookie Preferences link or banner to manage consent.

Your Choices

• Email marketing: Click unsubscribe at the bottom of any marketing email.
  
• SMS: Reply STOP to opt out.
  
• Cookies/ads: Adjust your browser settings, use our Cookie Preferences (if available), or submit a Do Not Sell or Share My Personal Information request as described below.
  
• Access, correction, or deletion requests: See California Privacy Rights below (available to California residents) or contact us using the information in Contact Us.
  

California Privacy Rights (CCPA/CPRA)

If you are a California resident, you have the right to:

• Know the categories and specific pieces of personal information we collect, the sources, purposes, and categories of third parties to whom we disclose it.
  
• Delete certain personal information, subject to legal exceptions.
  
• Correct inaccurate personal information.
  
• Opt out of sale or sharing of personal information (we do not sell for money; we may share for cross-context behavioral advertising).
  
• Limit use and disclosure of sensitive personal information (we do not use sensitive personal information for purposes requiring a right to limit).
  
• Non-discrimination for exercising any rights.
  

How to exercise rights:

• Submit a request to jeffmartinfinancial@gmail.com with the subject line “California Privacy Request” and tell us which right(s) you wish to exercise. We may need to verify your identity.
  
• To opt out of sale or sharing, you may also visit our dedicated page: /do-not-sell (see template below) or email us with “Do Not Sell or Share My Personal Information” in the subject line.
  

We will respond to verifiable requests within the timelines required by law.

Data Retention

We retain personal information for as long as reasonably necessary to fulfill the purposes described in this Policy, comply with legal obligations, resolve disputes, and enforce agreements.

Security

We use reasonable administrative, technical, and physical safeguards designed to protect personal information. No method of transmission or storage is 100% secure; therefore, we cannot guarantee absolute security.

Children’s Privacy

Our Site and services are not directed to children under 13, and we do not knowingly collect personal information from children under 13.

Third-Party Links

Our Site and communications may link to third-party websites or services. We are not responsible for their privacy practices. We encourage you to review their policies.

Changes to This Policy

We may update this Privacy Policy from time to time. The updated Policy will be posted on this page with a new Effective date. Your continued use of the Site after changes have been posted indicates your acceptance of the updated Policy.

Contact Us

If you have questions or requests regarding this Policy or our privacy practices, contact us at:
Email: jeffmartinfinancial@gmail.com
Website: https://jeff-martin-financial.b12sites.com

Template: Do Not Sell or Share My Personal Information

URL suggestion: https://jeff-martin-financial.b12sites.com/do-not-sell

If you are a California resident, you have the right to opt out of the sale or sharing of your personal information. We do not sell personal information for money. We may share information with advertising and analytics partners that could be considered a “share” under California law.

How to opt out:

1. Email jeffmartinfinancial@gmail.com with the subject “Do Not Sell or Share My Personal Information.”
   
2. Include your name, the email and/or phone number you used with us, and your request to opt out.
   
3. If you use multiple browsers or devices, repeat your preferences on each browser/device.
   

Where available on our Site, you may also use the Cookie Preferences link or banner to manage advertising cookies.

We will honor your request as required by law. For more on our data practices, please see our full Privacy Policy at /privacy-policy.